/* ==========================================================================
   PrimeGid 2.0 — Design System
   Vanilla CSS3 · zero dependencies · system fonts · CSP-safe (no inline style)
   Themes: [data-theme="dark"] Midnight OLED · [data-theme="light"] Institutional
   Breakpoints: 360 · 480 · 640 · 768 · 1024 (header one-line) · 1280 · 1920 · 2560 · 3400
   ========================================================================== */

/* ---------------------------------------------------------------- Tokens */
:root {
    --font: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", sans-serif;
    --font-mono: ui-monospace, SFMono-Regular, Menlo, Consolas, "Liberation Mono", monospace;

    --container: 1240px;
    --gutter: clamp(16px, 4vw, 32px);
    --header-h: 68px;
    --radius-xs: 8px;
    --radius-sm: 12px;
    --radius: 18px;
    --radius-lg: 24px;
    --radius-xl: 32px;
    --ease: cubic-bezier(.2, .7, .2, 1);
    --ease-spring: cubic-bezier(.34, 1.56, .64, 1);
    --dur: .22s;

    --fs-xs: .75rem;
    --fs-sm: .8125rem;
    --fs-base: 1rem;
    --fs-md: 1.0625rem;
    --fs-lg: 1.25rem;
    --fs-xl: clamp(1.375rem, 1.1rem + 1vw, 1.75rem);
    --fs-h2: clamp(1.75rem, 1.15rem + 2.1vw, 2.75rem);
    --fs-h1: clamp(2.125rem, 1.15rem + 3.9vw, 4.25rem);
}

[data-theme="dark"] {
    color-scheme: dark;
    --bg: #090d16;
    --bg-2: #0b111d;
    --bg-3: #0f1626;
    --surface: rgba(255, 255, 255, .035);
    --surface-2: rgba(255, 255, 255, .06);
    --surface-3: rgba(255, 255, 255, .09);
    --surface-solid: #0e1524;
    --surface-raised: #121a2c;
    --border: rgba(255, 255, 255, .08);
    --border-strong: rgba(255, 255, 255, .14);
    --text: #eef2fb;
    --text-2: #c2cadb;
    --muted: #8590a8;
    --accent: #4f8cff;
    --accent-rgb: 79 140 255;
    --accent-2: #8b5cf6;
    --accent-2-rgb: 139 92 246;
    --accent-3: #22d3ee;
    --accent-3-rgb: 34 211 238;
    --success: #34d399;
    --success-rgb: 52 211 153;
    --warning: #fbbf24;
    --warning-rgb: 251 191 36;
    --danger: #fb7185;
    --danger-rgb: 251 113 133;
    --on-accent: #ffffff;
    --header-bg: rgba(9, 13, 22, .72);
    --shadow-sm: 0 1px 2px rgba(0, 0, 0, .4);
    --shadow: 0 12px 32px -12px rgba(0, 0, 0, .6);
    --shadow-lg: 0 30px 80px -24px rgba(0, 0, 0, .75);
    --grid-line: rgba(255, 255, 255, .045);
    --card-fx: linear-gradient(180deg, rgba(255, 255, 255, .045), rgba(255, 255, 255, .015));
}

[data-theme="light"] {
    color-scheme: light;
    --bg: #f5f7fb;
    --bg-2: #eef2f8;
    --bg-3: #e7ecf5;
    --surface: #ffffff;
    --surface-2: #f3f6fb;
    --surface-3: #e9eef6;
    --surface-solid: #ffffff;
    --surface-raised: #ffffff;
    --border: rgba(15, 23, 42, .085);
    --border-strong: rgba(15, 23, 42, .15);
    --text: #0b1220;
    --text-2: #2f3a4f;
    --muted: #5d6981;
    --accent: #2459f5;
    --accent-rgb: 36 89 245;
    --accent-2: #7c3aed;
    --accent-2-rgb: 124 58 237;
    --accent-3: #0891b2;
    --accent-3-rgb: 8 145 178;
    --success: #059669;
    --success-rgb: 5 150 105;
    --warning: #b45309;
    --warning-rgb: 180 83 9;
    --danger: #e11d48;
    --danger-rgb: 225 29 72;
    --on-accent: #ffffff;
    --header-bg: rgba(245, 247, 251, .78);
    --shadow-sm: 0 1px 2px rgba(15, 23, 42, .06);
    --shadow: 0 12px 32px -14px rgba(15, 23, 42, .18);
    --shadow-lg: 0 30px 80px -28px rgba(15, 23, 42, .28);
    --grid-line: rgba(15, 23, 42, .05);
    --card-fx: linear-gradient(180deg, #ffffff, #ffffff);
}

/* ---------------------------------------------------------------- Reset */
*, *::before, *::after { box-sizing: border-box; }
html {
    -webkit-text-size-adjust: 100%;
    text-size-adjust: 100%;
    scroll-behavior: smooth;
    scroll-padding-top: calc(var(--header-h) + 16px);
    background: var(--bg);
}
body {
    margin: 0;
    min-height: 100vh;
    font-family: var(--font);
    font-size: var(--fs-base);
    line-height: 1.6;
    color: var(--text);
    background: var(--bg);
    font-variant-numeric: tabular-nums;
    font-feature-settings: "tnum" 1, "kern" 1;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    text-rendering: optimizeLegibility;
    overflow-x: hidden;
    overflow-wrap: break-word;
}
@supports (overflow-x: clip) { body { overflow-x: clip; } }
img, svg, video { display: block; max-width: 100%; }
svg { flex-shrink: 0; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; background: none; border: 0; padding: 0; }
h1, h2, h3, h4, h5 { margin: 0; line-height: 1.15; letter-spacing: -.022em; font-weight: 800; text-wrap: balance; }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; }
dl, dd { margin: 0; }
table { border-collapse: collapse; }
:focus-visible { outline: 2px solid var(--accent); outline-offset: 3px; border-radius: 6px; }
::selection { background: rgb(var(--accent-rgb) / .3); }

html.theme-switching *, html.theme-switching *::before, html.theme-switching *::after {
    transition: none !important;
}

.svg-sprite { position: absolute; width: 0; height: 0; overflow: hidden; pointer-events: none; }
.sr-only { position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.num, .tabular-num { font-variant-numeric: tabular-nums; font-feature-settings: "tnum" 1; }
.nowrap { white-space: nowrap; }
.text-success, .pos { color: var(--success); }
.text-warning { color: var(--warning); }
.muted { color: var(--muted); }
.no-js .js-only { display: none !important; }

.skip-link {
    position: absolute; left: 16px; top: -100px; z-index: 1000;
    background: var(--accent); color: var(--on-accent);
    padding: 10px 16px; border-radius: var(--radius-sm); font-weight: 700;
}
.skip-link:focus { top: 12px; }

.container { width: min(100% - 2 * var(--gutter), var(--container)); margin-inline: auto; }
.container-narrow { --container: 53.75rem; }

.icon { width: 20px; height: 20px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.icon-sm { width: 16px; height: 16px; }
.icon-xs { width: 14px; height: 14px; }
.icon-fill { fill: currentColor; stroke: none; }

/* ---------------------------------------------------------------- Ambient background */
.page-glow {
    position: absolute; inset: 0 0 auto 0; height: 1100px; pointer-events: none; z-index: -1; overflow: hidden;
}
.page-glow::before, .page-glow::after {
    content: ""; position: absolute; border-radius: 50%; filter: blur(90px); opacity: .55;
}
.page-glow::before {
    width: 720px; height: 720px; left: -180px; top: -260px;
    background: radial-gradient(circle, rgb(var(--accent-rgb) / .55), transparent 65%);
}
.page-glow::after {
    width: 620px; height: 620px; right: -160px; top: 40px;
    background: radial-gradient(circle, rgb(var(--accent-2-rgb) / .45), transparent 65%);
}
[data-theme="light"] .page-glow::before, [data-theme="light"] .page-glow::after { opacity: .28; }

/* ---------------------------------------------------------------- Buttons */
.btn {
    --btn-h: 46px;
    position: relative;
    display: inline-flex; align-items: center; justify-content: center; gap: 8px;
    min-height: var(--btn-h); padding: 0 20px;
    border-radius: var(--radius-sm);
    font-weight: 650; font-size: .9375rem; line-height: 1.2; letter-spacing: -.005em;
    white-space: nowrap; text-align: center;
    border: 1px solid transparent;
    transition: transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease), background-color var(--dur), border-color var(--dur), color var(--dur);
    -webkit-tap-highlight-color: transparent;
    user-select: none;
}
.btn:active { transform: translateY(1px) scale(.99); }
.btn-sm { --btn-h: 38px; padding: 0 14px; font-size: .875rem; border-radius: 10px; }
.btn-lg { --btn-h: 54px; padding: 0 26px; font-size: 1rem; border-radius: 14px; }
.btn-block { display: flex; width: 100%; white-space: normal; }
.btn-primary {
    color: var(--on-accent);
    background: linear-gradient(135deg, var(--accent) 0%, var(--accent-2) 100%);
    box-shadow: 0 10px 28px -12px rgb(var(--accent-rgb) / .8), inset 0 1px 0 rgba(255, 255, 255, .22);
}
.btn-primary::after {
    content: ""; position: absolute; inset: 0; border-radius: inherit;
    background: linear-gradient(135deg, rgba(255, 255, 255, .18), transparent 55%);
    opacity: 0; transition: opacity var(--dur);
}
.btn-primary:hover { transform: translateY(-1px); box-shadow: 0 16px 36px -14px rgb(var(--accent-rgb) / .9), 0 0 0 4px rgb(var(--accent-rgb) / .14), inset 0 1px 0 rgba(255, 255, 255, .22); }
.btn-primary:hover::after { opacity: 1; }
.btn-ghost { background: var(--surface); border-color: var(--border-strong); color: var(--text); }
.btn-ghost:hover { background: var(--surface-2); border-color: rgb(var(--accent-rgb) / .45); }
.btn-subtle { color: var(--text-2); padding-inline: 10px; }
.btn-subtle:hover { color: var(--accent); }
.btn .icon { width: 18px; height: 18px; }

.icon-btn {
    display: inline-grid; place-items: center;
    width: 40px; height: 40px; border-radius: 12px;
    color: var(--text-2); background: var(--surface); border: 1px solid var(--border);
    transition: background-color var(--dur), color var(--dur), border-color var(--dur), transform var(--dur) var(--ease);
}
.icon-btn:hover { color: var(--text); background: var(--surface-2); border-color: var(--border-strong); }
.icon-btn:active { transform: scale(.95); }

/* ---------------------------------------------------------------- Pills, tags, badges */
.eyebrow {
    display: inline-flex; align-items: center; gap: 10px;
    padding: 6px 14px 6px 10px; border-radius: 999px;
    font-size: var(--fs-sm); font-weight: 600; color: var(--text-2);
    background: var(--surface); border: 1px solid var(--border);
    -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px);
    max-width: 100%;
}
.pulse { position: relative; width: 8px; height: 8px; border-radius: 50%; background: var(--success); flex: none; }
.pulse::after {
    content: ""; position: absolute; inset: -4px; border-radius: 50%;
    border: 2px solid rgb(var(--success-rgb) / .5); animation: pulse 2s var(--ease) infinite;
}
@keyframes pulse { 0% { transform: scale(.6); opacity: 1; } 100% { transform: scale(1.8); opacity: 0; } }

.tag {
    display: inline-flex; align-items: center; gap: 6px;
    padding: 4px 10px; border-radius: 999px;
    font-size: var(--fs-xs); font-weight: 700; letter-spacing: .01em; line-height: 1.3;
    color: var(--accent); background: rgb(var(--accent-rgb) / .1); border: 1px solid rgb(var(--accent-rgb) / .22);
    white-space: nowrap; max-width: 100%; overflow: hidden; text-overflow: ellipsis;
}
.tag-success { color: var(--success); background: rgb(var(--success-rgb) / .1); border-color: rgb(var(--success-rgb) / .25); }
.tag-warning { color: var(--warning); background: rgb(var(--warning-rgb) / .1); border-color: rgb(var(--warning-rgb) / .28); }
.tag-neutral { color: var(--text-2); background: var(--surface-2); border-color: var(--border); }
.badge-pill {
    display: inline-flex; align-items: center; padding: 4px 10px; border-radius: 8px;
    font-size: var(--fs-xs); font-weight: 700; color: var(--text-2);
    background: var(--surface-2); border: 1px solid var(--border); white-space: nowrap;
}

/* ---------------------------------------------------------------- Top trust strip */
.topbar {
    position: relative; z-index: 61;
    font-size: var(--fs-xs); color: var(--muted);
    border-bottom: 1px solid var(--border);
    background: var(--bg);
}
.topbar-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 34px; }
.topbar-items { display: flex; align-items: center; gap: 18px; min-width: 0; overflow: hidden; white-space: nowrap; }
.topbar-item { display: inline-flex; align-items: center; gap: 7px; flex: none; }
.topbar-item .icon { width: 14px; height: 14px; color: var(--success); }
.topbar-item + .topbar-item { padding-left: 18px; border-left: 1px solid var(--border); }
.topbar-link { white-space: nowrap; font-weight: 600; color: var(--text-2); }
.topbar-link:hover { color: var(--accent); }
@media (max-width: 1279px) { .topbar-item:nth-child(n+3) { display: none; } }
@media (max-width: 899px) { .topbar-item:nth-child(n+2) { display: none; } }
@media (max-width: 767px) {
    .topbar-item:nth-child(n+2), .topbar-link { display: none; }
    .topbar-inner { justify-content: center; }
}

/* ---------------------------------------------------------------- Header (monolith 68px) */
.site-header {
    position: sticky; top: 0; z-index: 60;
    height: var(--header-h);
    background: var(--header-bg);
    -webkit-backdrop-filter: saturate(180%) blur(20px);
    backdrop-filter: saturate(180%) blur(20px);
    border-bottom: 1px solid transparent;
    transition: border-color var(--dur), box-shadow var(--dur), background-color var(--dur);
}
.site-header.is-scrolled { border-bottom-color: var(--border); box-shadow: 0 10px 30px -20px rgba(0, 0, 0, .45); }
.header-inner {
    height: 100%;
    display: flex; align-items: center; flex-wrap: nowrap; gap: 16px;
    white-space: nowrap;
}

.brand { display: inline-flex; align-items: center; gap: 10px; flex: none; min-width: 0; }
.brand-mark { width: 34px; height: 34px; flex: none; filter: drop-shadow(0 6px 14px rgb(var(--accent-rgb) / .35)); }
.brand-word { font-size: 1.25rem; font-weight: 850; letter-spacing: -.035em; color: var(--text); line-height: 1; }
.brand-word span { background: linear-gradient(135deg, var(--accent), var(--accent-2)); -webkit-background-clip: text; background-clip: text; color: transparent; }

.nav { display: none; align-items: center; gap: 2px; margin-left: auto; min-width: 0; }
.nav-link {
    position: relative; display: inline-flex; align-items: center; height: 38px; padding: 0 12px;
    border-radius: 10px; font-size: .9375rem; font-weight: 600; color: var(--text-2);
    transition: color var(--dur), background-color var(--dur);
}
.nav-link:hover { color: var(--text); background: var(--surface); }
.nav-link.is-active { color: var(--text); }
.nav-link.is-active::after {
    content: ""; position: absolute; left: 12px; right: 12px; bottom: 3px; height: 2px; border-radius: 2px;
    background: linear-gradient(90deg, var(--accent), var(--accent-2));
}
.header-actions { display: flex; align-items: center; gap: 10px; margin-left: auto; flex: none; }
.nav + .header-actions { margin-left: 8px; }
.theme-toggle .icon-sun { display: none; }
[data-theme="dark"] .theme-toggle .icon-sun { display: block; }
[data-theme="dark"] .theme-toggle .icon-moon { display: none; }
.burger { display: inline-grid; }
.header-cta { display: none; }

@media (min-width: 560px) { .header-cta { display: inline-flex; } }
@media (min-width: 1024px) {
    .nav { display: flex; }
    .burger { display: none; }
}
@media (min-width: 1024px) and (max-width: 1199px) {
    .header-inner { gap: 10px; }
    .nav-link { padding: 0 9px; font-size: .9rem; }
    .brand-word { font-size: 1.15rem; }
    .header-cta { padding: 0 12px; }
}

/* ---------------------------------------------------------------- Drawer (mobile menu) */
.drawer { position: fixed; inset: 0; z-index: 90; visibility: hidden; pointer-events: none; }
.drawer.is-open { visibility: visible; pointer-events: auto; }
.drawer-overlay {
    position: absolute; inset: 0; background: rgba(3, 6, 12, .55);
    -webkit-backdrop-filter: blur(6px); backdrop-filter: blur(6px);
    opacity: 0; transition: opacity .3s var(--ease);
}
.drawer.is-open .drawer-overlay { opacity: 1; }
.drawer-panel {
    position: absolute; top: 0; right: 0; bottom: 0;
    width: min(400px, 88vw);
    display: flex; flex-direction: column;
    background: var(--surface-solid); border-left: 1px solid var(--border);
    box-shadow: var(--shadow-lg);
    transform: translateX(104%); transition: transform .38s var(--ease);
    overflow-y: auto; overscroll-behavior: contain;
    padding-bottom: env(safe-area-inset-bottom);
}
.drawer.is-open .drawer-panel { transform: none; }
.drawer-head { display: flex; align-items: center; justify-content: space-between; height: var(--header-h); padding: 0 20px; border-bottom: 1px solid var(--border); flex: none; }
.drawer-nav { display: grid; gap: 4px; padding: 16px 12px; }
.drawer-link {
    display: flex; align-items: center; gap: 14px; padding: 12px; border-radius: 14px;
    font-weight: 650; color: var(--text);
    transition: background-color var(--dur);
}
.drawer-link:hover, .drawer-link:focus-visible { background: var(--surface-2); }
.drawer-link-icon { display: grid; place-items: center; width: 38px; height: 38px; border-radius: 11px; background: rgb(var(--accent-rgb) / .1); color: var(--accent); flex: none; }
.drawer-link small { display: block; font-weight: 500; font-size: var(--fs-sm); color: var(--muted); }
.drawer-sep { height: 1px; background: var(--border); margin: 8px 12px; }
.drawer-foot { margin-top: auto; padding: 16px 20px 24px; display: grid; gap: 10px; border-top: 1px solid var(--border); }
.drawer-foot-note { font-size: var(--fs-xs); color: var(--muted); text-align: center; }
body.is-locked { overflow: hidden; }

/* ---------------------------------------------------------------- Sections */
.section { position: relative; padding-block: clamp(56px, 7vw, 104px); }
.section-alt { background: linear-gradient(180deg, transparent, var(--bg-2) 12%, var(--bg-2) 88%, transparent); }
.section-head { max-width: 48.75rem; margin-bottom: clamp(28px, 4vw, 48px); }
.section-head.center { margin-inline: auto; text-align: center; }
.section-head.center .section-lead { margin-inline: auto; }
.section-head.split { max-width: none; display: flex; align-items: flex-end; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.section-head.split > div { max-width: 45rem; }
.section-tag {
    display: inline-flex; align-items: center; gap: 8px; margin-bottom: 14px;
    font-size: var(--fs-xs); font-weight: 800; text-transform: uppercase; letter-spacing: .12em; color: var(--accent);
}
.section-tag::before { content: ""; width: 18px; height: 2px; border-radius: 2px; background: linear-gradient(90deg, var(--accent), var(--accent-2)); }
.section-title { font-size: var(--fs-h2); }
.section-lead { margin-top: 14px; font-size: var(--fs-md); color: var(--text-2); max-width: 42.5rem; }

.grad-text {
    background: linear-gradient(110deg, var(--accent) 0%, var(--accent-3) 45%, var(--accent-2) 100%);
    -webkit-background-clip: text; background-clip: text; color: transparent;
}

/* ---------------------------------------------------------------- Glass + glow cards */
.card {
    position: relative; isolation: isolate;
    background: var(--card-fx), var(--surface);
    border: 1px solid var(--border); border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    min-width: 0;
}
.glow-card { --mx: 50%; --my: -20%; transition: transform .3s var(--ease), border-color .3s, box-shadow .3s; }
.glow-card::before {
    content: ""; position: absolute; inset: 0; border-radius: inherit; z-index: -1; pointer-events: none;
    background: radial-gradient(560px circle at var(--mx) var(--my), rgb(var(--accent-rgb) / .1), transparent 42%);
    opacity: 0; transition: opacity .35s;
}
.glow-card::after {
    content: ""; position: absolute; inset: -1px; border-radius: inherit; padding: 1px; pointer-events: none;
    background: radial-gradient(380px circle at var(--mx) var(--my), rgb(var(--accent-rgb) / .9), rgb(var(--accent-2-rgb) / .5) 30%, transparent 60%);
    -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
    -webkit-mask-composite: xor;
    mask: linear-gradient(#000 0 0) content-box exclude, linear-gradient(#000 0 0);
    opacity: 0; transition: opacity .35s;
}
.glow-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: var(--border-strong); }
.glow-card:hover::before, .glow-card:hover::after { opacity: 1; }
@media (hover: none) { .glow-card:hover { transform: none; } }

/* ---------------------------------------------------------------- Hero */
.hero { position: relative; padding-top: clamp(40px, 6vw, 88px); padding-bottom: clamp(40px, 5vw, 72px); overflow: hidden; }
.hero::before {
    content: ""; position: absolute; inset: 0; z-index: -1; pointer-events: none;
    background-image: linear-gradient(var(--grid-line) 1px, transparent 1px), linear-gradient(90deg, var(--grid-line) 1px, transparent 1px);
    background-size: 56px 56px;
    -webkit-mask-image: radial-gradient(ellipse 70% 60% at 50% 30%, #000 30%, transparent 75%);
    mask-image: radial-gradient(ellipse 70% 60% at 50% 30%, #000 30%, transparent 75%);
}
.hero-grid { display: grid; gap: clamp(40px, 5vw, 64px); align-items: center; }
.hero-copy { min-width: 0; }
.hero-title { margin-top: 22px; font-size: var(--fs-h1); letter-spacing: -.035em; line-height: 1.04; }
.hero-lead { margin-top: 22px; font-size: clamp(1.0625rem, .98rem + .35vw, 1.25rem); color: var(--text-2); max-width: 37.5rem; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.hero-trust { list-style: none; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px 20px; margin-top: 32px; max-width: 37.5rem; }
.hero-trust li { display: flex; align-items: center; gap: 10px; font-size: var(--fs-sm); font-weight: 600; color: var(--text-2); min-width: 0; }
.hero-trust .icon { color: var(--success); width: 18px; height: 18px; }

.hero-visual { position: relative; min-height: 26rem; display: grid; place-items: center; }
.card-stack { position: relative; width: min(100%, 27.5rem); aspect-ratio: 1 / .92; }
.bank-card {
    position: absolute; width: 74%; aspect-ratio: 1.586; border-radius: 1.25rem; padding: 1.25rem 1.375rem;
    display: flex; flex-direction: column; justify-content: space-between;
    color: #fff; box-shadow: 0 30px 60px -20px rgba(0, 0, 0, .55), inset 0 1px 0 rgba(255, 255, 255, .25);
    overflow: hidden; transition: transform .6s var(--ease);
}
.bank-card::before { content: ""; position: absolute; inset: 0; background: linear-gradient(120deg, rgba(255, 255, 255, .28), transparent 40%); pointer-events: none; }
.bank-card::after { content: ""; position: absolute; width: 140%; height: 140%; right: -70%; top: -80%; border-radius: 50%; background: radial-gradient(circle, rgba(255, 255, 255, .18), transparent 60%); pointer-events: none; }
.bank-card-top { display: flex; align-items: center; justify-content: space-between; position: relative; z-index: 1; }
.bank-card-top .bank-svg { width: 2.375rem; height: 2.375rem; border-radius: .625rem; box-shadow: 0 4px 10px rgba(0, 0, 0, .25); }
.bank-card-chip { width: 2.5rem; height: 1.875rem; border-radius: .45rem; background: linear-gradient(135deg, #f6e7a8, #c9a24a 60%, #f2dc8f); position: relative; }
.bank-card-chip::before { content: ""; position: absolute; inset: 6px 8px; border: 1px solid rgba(0, 0, 0, .25); border-radius: 4px; }
.bank-card-num { position: relative; z-index: 1; font-family: var(--font-mono); font-size: clamp(.9rem, .8rem + .4vw, 1.05rem); letter-spacing: .14em; opacity: .9; }
.bank-card-bottom { position: relative; z-index: 1; display: flex; align-items: flex-end; justify-content: space-between; gap: 10px; }
.bank-card-label { font-size: .6875rem; text-transform: uppercase; letter-spacing: .12em; opacity: .75; }
.bank-card-name { font-weight: 800; font-size: 1rem; letter-spacing: -.01em; }
.bank-card-mir { font-weight: 900; font-style: italic; font-size: 1.15rem; letter-spacing: -.02em; opacity: .95; }
.bank-card.c1 .bank-card-num, .bank-card.c1 .bank-card-bottom,
.bank-card.c2 .bank-card-num, .bank-card.c2 .bank-card-bottom { visibility: hidden; }
.bank-card.c1 { left: 0; top: 4%; transform: rotate(-9deg); background: linear-gradient(135deg, #ff5a4e, #c8141c 60%, #8f0d14); z-index: 1; }
.bank-card.c2 { left: 13%; top: 18%; transform: rotate(-2deg); background: linear-gradient(135deg, #2a2a2e, #0e0e10 70%); z-index: 2; }
.bank-card.c2 .bank-card-name { color: #FFDD2D; }
.bank-card.c3 { left: 26%; top: 33%; transform: rotate(6deg); background: linear-gradient(135deg, #2a62ff, #0a2896 60%, #071a63); z-index: 3; }
.card-stack:hover .bank-card.c1 { transform: rotate(-12deg) translate(-10px, -6px); }
.card-stack:hover .bank-card.c3 { transform: rotate(9deg) translate(10px, 6px); }

.glass-panel {
    position: absolute; z-index: 5;
    background: rgba(18, 26, 44, .62); border: 1px solid rgba(255, 255, 255, .14);
    -webkit-backdrop-filter: blur(18px) saturate(160%); backdrop-filter: blur(18px) saturate(160%);
    border-radius: 18px; box-shadow: 0 24px 48px -20px rgba(0, 0, 0, .6);
    color: #eef2fb;
}
[data-theme="light"] .glass-panel { background: rgba(255, 255, 255, .72); border-color: rgba(15, 23, 42, .08); color: var(--text); box-shadow: 0 24px 48px -24px rgba(15, 23, 42, .35); }
.score-panel { right: -2%; bottom: 0; width: min(17rem, 70%); padding: 1rem 1rem .875rem; }
.score-panel-title { display: flex; align-items: center; justify-content: space-between; gap: 8px; font-size: var(--fs-xs); font-weight: 700; text-transform: uppercase; letter-spacing: .08em; opacity: .8; margin-bottom: 10px; }
.score-row { display: grid; grid-template-columns: 1.5rem minmax(0, 1fr) auto; align-items: center; gap: .625rem; padding: .375rem 0; }
.score-row .bank-svg { width: 1.5rem; height: 1.5rem; border-radius: .375rem; }
.score-row-name { font-size: var(--fs-sm); font-weight: 650; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.svgbar { display: block; height: 8px; border-radius: 8px; background: var(--surface-3); overflow: hidden; }
.svgbar svg { display: block; width: 100%; height: 100%; transform-origin: left center; animation: grow 1.1s var(--ease) both; }
.score-row-bar { grid-column: 2 / 4; height: 4px; background: rgba(127, 140, 170, .22); margin-top: -2px; }
.score-row-val { font-weight: 800; font-size: var(--fs-sm); }
@keyframes grow { from { transform: scaleX(0); } to { transform: scaleX(1); } }
.float-chip {
    position: absolute; z-index: 6; display: inline-flex; align-items: center; gap: 8px;
    padding: 10px 14px; border-radius: 14px; font-size: var(--fs-sm); font-weight: 700;
    animation: float 6s ease-in-out infinite;
}
.float-chip .dot { width: 26px; height: 26px; border-radius: 8px; display: grid; place-items: center; background: rgb(var(--success-rgb) / .18); color: var(--success); }
.float-chip.f1 { left: -3%; top: 0; }
.float-chip.f2 { left: 2%; bottom: 8%; animation-delay: -3s; }
@keyframes float { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }

.hero-stats { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; margin-top: clamp(40px, 5vw, 64px); }
.stat { padding: 18px 20px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--border); min-width: 0; }
.stat-value { font-size: clamp(1.5rem, 1.1rem + 1.4vw, 2.25rem); font-weight: 850; letter-spacing: -.03em; line-height: 1.1; white-space: nowrap; }
.stat-label { margin-top: 6px; font-size: var(--fs-sm); color: var(--muted); }

@media (min-width: 640px) { .hero-stats { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
@media (min-width: 1024px) and (max-width: 1279px) { .hero-title { font-size: 3.25rem; } }
@media (min-width: 1024px) {
    .hero-grid { grid-template-columns: minmax(0, 1.08fr) minmax(0, .92fr); }
    .hero-visual { min-height: 30rem; }
}
@media (max-width: 479px) {
    .hero-trust { grid-template-columns: 1fr; }
    .hero-cta .btn { flex: 1 1 100%; }
    .hero-visual { min-height: 21rem; }
    .float-chip { font-size: var(--fs-xs); padding: 8px 10px; }
    .float-chip.f2 { display: none; }
}

/* ---------------------------------------------------------------- Banks strip */
.banks { padding-block: 28px 8px; }
.banks-head { display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-bottom: 16px; }
.banks-label { font-size: var(--fs-sm); color: var(--muted); font-weight: 600; }
.banks-row {
    display: flex; gap: 10px; overflow-x: auto; padding-bottom: 6px;
    scroll-snap-type: x proximity; scrollbar-width: none;
    -webkit-mask-image: linear-gradient(90deg, #000 85%, transparent);
    mask-image: linear-gradient(90deg, #000 85%, transparent);
}
.banks-row::-webkit-scrollbar { display: none; }
.bank-chip {
    display: flex; align-items: center; gap: 12px; flex: none; scroll-snap-align: start;
    padding: 10px 16px 10px 10px; border-radius: 16px;
    background: var(--surface); border: 1px solid var(--border);
}
.bank-chip .bank-svg { width: 36px; height: 36px; border-radius: 10px; }
.bank-chip-name { font-weight: 700; font-size: .9375rem; white-space: nowrap; line-height: 1.2; }
.bank-chip-lic { font-size: var(--fs-xs); color: var(--muted); white-space: nowrap; }
@media (min-width: 1024px) {
    .banks-row { flex-wrap: wrap; overflow: visible; -webkit-mask-image: none; mask-image: none; }
}

/* ---------------------------------------------------------------- Editors' picks */
.picks-grid { display: grid; gap: 16px; grid-template-columns: minmax(0, 1fr); }
@media (min-width: 720px) { .picks-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1200px) { .picks-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.pick { display: flex; flex-direction: column; gap: 16px; padding: 22px; }
.pick-badge { display: inline-flex; align-items: center; gap: 8px; align-self: flex-start; max-width: 100%; padding: 6px 12px 6px 8px; border-radius: 999px; font-size: var(--fs-xs); font-weight: 750; color: var(--text); background: linear-gradient(135deg, rgb(var(--accent-rgb) / .16), rgb(var(--accent-2-rgb) / .16)); border: 1px solid rgb(var(--accent-rgb) / .25); }
.pick-badge .icon { width: 16px; height: 16px; color: var(--accent); }
.pick-badge span { line-height: 1.35; }
.pick-head { display: flex; align-items: center; gap: 12px; min-width: 0; }
.pick-head .bank-svg { width: 48px; height: 48px; border-radius: 14px; box-shadow: var(--shadow-sm); }
.pick-title { font-size: 1.125rem; letter-spacing: -.015em; }
.pick-meta { font-size: var(--fs-xs); color: var(--muted); margin-top: 3px; }
.pick-kv { display: grid; gap: 8px; padding: 14px; border-radius: 14px; background: var(--surface-2); border: 1px solid var(--border); }
.pick-kv div { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; font-size: var(--fs-sm); }
.pick-kv dt { color: var(--muted); flex: none; }
.pick-kv dd { font-weight: 700; text-align: right; min-width: 0; }
.pick-quote { font-size: var(--fs-sm); color: var(--text-2); line-height: 1.55; flex: 1; }
.pick-actions { display: grid; gap: 8px; }

/* ---------------------------------------------------------------- Catalog toolbar */
.toolbar { display: flex; flex-direction: column; gap: 14px; margin-bottom: 24px; }
.chips {
    display: flex; gap: 8px; overflow-x: auto; padding: 2px 2px 6px; margin: 0 -2px;
    scroll-snap-type: x proximity; scrollbar-width: none;
}
.chips::-webkit-scrollbar { display: none; }
.chip {
    display: inline-flex; align-items: center; gap: 8px; flex: none; scroll-snap-align: start;
    height: 40px; padding: 0 8px 0 14px; border-radius: 999px;
    font-size: .875rem; font-weight: 650; color: var(--text-2); white-space: nowrap;
    background: var(--surface); border: 1px solid var(--border);
    transition: color var(--dur), background-color var(--dur), border-color var(--dur), transform var(--dur) var(--ease), box-shadow var(--dur);
}
.chip:hover { color: var(--text); border-color: var(--border-strong); }
.chip:active { transform: scale(.97); }
.chip-count { display: inline-grid; place-items: center; min-width: 24px; height: 24px; padding: 0 7px; border-radius: 999px; font-size: .75rem; font-weight: 800; background: var(--surface-2); color: var(--muted); }
.chip.is-active { color: var(--on-accent); background: linear-gradient(135deg, var(--accent), var(--accent-2)); border-color: transparent; box-shadow: 0 8px 22px -10px rgb(var(--accent-rgb) / .9); }
.chip.is-active .chip-count { background: rgba(255, 255, 255, .22); color: #fff; }
.chip[disabled] { opacity: .45; cursor: not-allowed; }
.toolbar-row { display: flex; align-items: center; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.result-count { font-size: var(--fs-sm); color: var(--muted); }
.result-count strong { color: var(--text); }
.select-wrap { position: relative; display: inline-flex; align-items: center; gap: 8px; font-size: var(--fs-sm); color: var(--muted); }
.select {
    appearance: none; -webkit-appearance: none; height: 38px; padding: 0 36px 0 14px; border-radius: 10px;
    font-size: .875rem; font-weight: 650; color: var(--text); background: var(--surface); border: 1px solid var(--border-strong);
    background-image: linear-gradient(45deg, transparent 50%, currentColor 50%), linear-gradient(135deg, currentColor 50%, transparent 50%);
    background-position: calc(100% - 18px) 16px, calc(100% - 13px) 16px; background-size: 5px 5px; background-repeat: no-repeat;
}
@media (min-width: 1024px) { .chips { flex-wrap: wrap; overflow: visible; } }

/* ---------------------------------------------------------------- Offer cards */
.offers-grid { display: grid; gap: 16px; grid-template-columns: minmax(0, 1fr); }
@media (min-width: 720px) { .offers-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1120px) { .offers-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.offer-card { display: flex; flex-direction: column; gap: 16px; padding: 22px; }
.offer-card.is-hidden { display: none; }
.offer-card.is-compared { border-color: rgb(var(--accent-rgb) / .55); box-shadow: 0 0 0 3px rgb(var(--accent-rgb) / .14); }
.oc-head { display: grid; grid-template-columns: 48px minmax(0, 1fr) auto; align-items: center; gap: 12px; }
.oc-logo .bank-svg { width: 48px; height: 48px; border-radius: 14px; box-shadow: var(--shadow-sm); }
.oc-bank { min-width: 0; display: grid; }
.oc-bank-name { font-weight: 750; font-size: .9375rem; line-height: 1.25; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.oc-license { font-size: var(--fs-xs); color: var(--muted); line-height: 1.35; }
.score-badge {
    display: grid; place-items: center; min-width: 56px; padding: 6px 8px; border-radius: 14px; text-align: center;
    background: rgb(var(--success-rgb) / .1); border: 1px solid rgb(var(--success-rgb) / .28); color: var(--success);
}
.score-badge strong { font-size: 1.125rem; font-weight: 850; line-height: 1; letter-spacing: -.02em; }
.score-badge small { font-size: .625rem; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; opacity: .85; margin-top: 3px; white-space: nowrap; }
.score-badge.is-neutral { background: var(--surface-2); border-color: var(--border); color: var(--muted); }
.oc-title-row { display: flex; align-items: flex-start; justify-content: space-between; gap: 10px; flex-wrap: wrap; }
.oc-title { font-size: 1.1875rem; letter-spacing: -.02em; line-height: 1.25; min-width: 0; }
.oc-params { display: grid; gap: 0; border-radius: 14px; border: 1px solid var(--border); overflow: hidden; }
.oc-params > div { display: grid; grid-template-columns: minmax(96px, 38%) minmax(0, 1fr); gap: 12px; padding: 10px 14px; font-size: var(--fs-sm); }
.oc-params > div + div { border-top: 1px solid var(--border); }
.oc-params dt { color: var(--muted); }
.oc-params dd { font-weight: 650; color: var(--text); min-width: 0; }
.oc-params dd.pos { color: var(--success); }
.oc-pc { list-style: none; display: grid; gap: 8px; font-size: var(--fs-sm); }
.oc-pc li { display: grid; grid-template-columns: 20px minmax(0, 1fr); gap: 8px; align-items: start; line-height: 1.45; color: var(--text-2); }
.oc-pc .mark { width: 20px; height: 20px; border-radius: 6px; display: grid; place-items: center; margin-top: 1px; }
.oc-pc .pro .mark { background: rgb(var(--success-rgb) / .14); color: var(--success); }
.oc-pc .con .mark { background: rgb(var(--warning-rgb) / .14); color: var(--warning); }
.oc-pc .mark .icon { width: 13px; height: 13px; stroke-width: 2.6; }
.oc-actions { display: grid; grid-template-columns: minmax(0, 1fr); gap: 8px; margin-top: auto; }
@media (min-width: 440px) and (max-width: 719px) { .oc-actions { grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr); } }
.oc-foot { display: flex; align-items: center; justify-content: space-between; gap: 10px; flex-wrap: wrap; padding-top: 12px; border-top: 1px dashed var(--border); font-size: var(--fs-xs); color: var(--muted); }
.oc-domain { display: inline-flex; align-items: center; gap: 6px; min-width: 0; }
.oc-domain .icon { width: 13px; height: 13px; color: var(--success); }
.ad-label { font-size: .6875rem; line-height: 1.4; color: var(--muted); letter-spacing: .01em; }
.ad-label b { font-weight: 700; color: var(--text-2); }
.loan-warning {
    display: grid; grid-template-columns: 20px minmax(0, 1fr); gap: 10px; padding: 12px 14px; border-radius: 12px;
    font-size: var(--fs-xs); line-height: 1.5; color: var(--text-2);
    background: rgb(var(--warning-rgb) / .08); border: 1px solid rgb(var(--warning-rgb) / .3);
}
.loan-warning .icon { width: 18px; height: 18px; color: var(--warning); }

.compare-toggle { display: inline-flex; align-items: center; gap: 8px; cursor: pointer; font-weight: 650; color: var(--text-2); user-select: none; }
.compare-toggle input { position: absolute; opacity: 0; pointer-events: none; }
.compare-box { width: 18px; height: 18px; border-radius: 6px; border: 1.5px solid var(--border-strong); display: grid; place-items: center; transition: background-color var(--dur), border-color var(--dur); }
.compare-box .icon { width: 12px; height: 12px; stroke-width: 3; color: #fff; opacity: 0; transform: scale(.6); transition: opacity var(--dur), transform var(--dur) var(--ease-spring); }
.compare-toggle input:checked + .compare-box { background: var(--accent); border-color: var(--accent); }
.compare-toggle input:checked + .compare-box .icon { opacity: 1; transform: none; }
.compare-toggle input:focus-visible + .compare-box { outline: 2px solid var(--accent); outline-offset: 2px; }
.offers-empty { padding: 40px 24px; text-align: center; border-radius: var(--radius-lg); border: 1px dashed var(--border-strong); color: var(--muted); }

/* Compare tray */
.compare-tray {
    position: fixed; left: 50%; bottom: max(16px, env(safe-area-inset-bottom)); z-index: 70;
    display: flex; align-items: center; gap: 12px; padding: 10px 10px 10px 18px;
    max-width: calc(100vw - 24px);
    border-radius: 18px; background: var(--surface-raised); border: 1px solid var(--border-strong); box-shadow: var(--shadow-lg);
    transform: translate(-50%, 140%); visibility: hidden; opacity: 0;
    transition: transform .4s var(--ease), opacity .3s, visibility 0s linear .4s;
}
.compare-tray.is-visible { transform: translate(-50%, 0); visibility: visible; opacity: 1; transition: transform .4s var(--ease), opacity .3s, visibility 0s; }
.compare-tray-text { font-size: var(--fs-sm); font-weight: 650; white-space: nowrap; }
.compare-tray-logos { display: flex; }
.compare-tray-logos .bank-svg { width: 26px; height: 26px; border-radius: 8px; border: 2px solid var(--surface-raised); margin-left: -6px; }
.compare-tray-logos .bank-svg:first-child { margin-left: 0; }
@media (max-width: 420px) { .compare-tray-logos { display: none; } .compare-tray { padding-left: 14px; gap: 8px; } }

/* ---------------------------------------------------------------- Calculator */
.calc { display: grid; gap: 20px; }
@media (min-width: 1024px) { .calc { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 24px; } }
.calc-panel { padding: clamp(20px, 3vw, 32px); }
.calc-presets { display: flex; gap: 8px; flex-wrap: wrap; margin-bottom: 24px; }
.preset {
    display: inline-flex; align-items: center; gap: 8px; height: 36px; padding: 0 14px; border-radius: 10px;
    font-size: .8125rem; font-weight: 650; color: var(--text-2); background: var(--surface-2); border: 1px solid var(--border);
    transition: border-color var(--dur), color var(--dur), background-color var(--dur);
}
.preset .icon { width: 16px; height: 16px; }
.preset:hover, .preset.is-active { color: var(--accent); border-color: rgb(var(--accent-rgb) / .45); background: rgb(var(--accent-rgb) / .08); }
.calc-field + .calc-field { margin-top: 22px; }
.calc-label-row { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; margin-bottom: 12px; }
.calc-label { display: inline-flex; align-items: center; gap: 10px; font-weight: 650; font-size: .9375rem; min-width: 0; }
.calc-label .ci { width: 30px; height: 30px; border-radius: 9px; display: grid; place-items: center; background: rgb(var(--accent-rgb) / .1); color: var(--accent); flex: none; }
.calc-label .ci .icon { width: 16px; height: 16px; }
.calc-out { font-weight: 800; font-size: 1rem; white-space: nowrap; color: var(--text); }
.range {
    --fill: 30%;
    -webkit-appearance: none; appearance: none; width: 100%; height: 28px; background: transparent; cursor: pointer; margin: 0;
}
.range::-webkit-slider-runnable-track { height: 8px; border-radius: 8px; background: linear-gradient(90deg, var(--accent) 0, var(--accent-2) var(--fill), var(--surface-3) var(--fill)); }
.range::-moz-range-track { height: 8px; border-radius: 8px; background: var(--surface-3); }
.range::-moz-range-progress { height: 8px; border-radius: 8px; background: linear-gradient(90deg, var(--accent), var(--accent-2)); }
.range::-webkit-slider-thumb {
    -webkit-appearance: none; width: 24px; height: 24px; margin-top: -8px; border-radius: 50%;
    background: #fff; border: 0; box-shadow: 0 0 0 5px rgb(var(--accent-rgb) / .25), 0 4px 10px rgba(0, 0, 0, .35);
    transition: box-shadow var(--dur);
}
.range::-moz-range-thumb { width: 24px; height: 24px; border-radius: 50%; background: #fff; border: 0; box-shadow: 0 0 0 5px rgb(var(--accent-rgb) / .25), 0 4px 10px rgba(0, 0, 0, .35); }
.range:focus-visible { outline: none; }
.range:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 8px rgb(var(--accent-rgb) / .35), 0 4px 10px rgba(0, 0, 0, .35); }
.range-scale { display: flex; justify-content: space-between; font-size: .6875rem; color: var(--muted); margin-top: 2px; }
.calc-total-spend { margin-top: 24px; padding-top: 18px; border-top: 1px dashed var(--border); display: flex; justify-content: space-between; gap: 12px; font-size: var(--fs-sm); color: var(--muted); }
.calc-total-spend strong { color: var(--text); }

.calc-result { position: relative; overflow: hidden; padding: clamp(20px, 3vw, 32px); display: flex; flex-direction: column; gap: 18px; }
.calc-result::before {
    content: ""; position: absolute; width: 380px; height: 380px; right: -120px; top: -160px; border-radius: 50%; z-index: -1;
    background: radial-gradient(circle, rgb(var(--accent-rgb) / .28), transparent 65%);
}
.calc-kicker { font-size: var(--fs-xs); font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); }
.calc-big { display: flex; align-items: baseline; gap: 10px; flex-wrap: wrap; }
.calc-big-value { font-size: clamp(2.5rem, 1.6rem + 3.4vw, 3.75rem); font-weight: 850; letter-spacing: -.04em; line-height: 1; white-space: nowrap; }
.calc-big-unit { font-size: 1rem; color: var(--muted); font-weight: 650; white-space: nowrap; }
.calc-sub { font-size: var(--fs-sm); color: var(--text-2); }
.calc-best { display: grid; grid-template-columns: 48px minmax(0, 1fr); gap: 14px; align-items: center; padding: 16px; border-radius: 16px; background: var(--surface-2); border: 1px solid rgb(var(--accent-rgb) / .3); }
.calc-best .bank-svg { width: 48px; height: 48px; border-radius: 14px; }
.calc-best-label { font-size: var(--fs-xs); color: var(--muted); font-weight: 650; }
.calc-best-title { font-weight: 800; font-size: 1.0625rem; line-height: 1.25; }
.calc-best-meta { font-size: var(--fs-xs); color: var(--muted); }
.calc-best .btn { grid-column: 1 / -1; }
.calc-chart { display: grid; gap: 10px; }
.calc-chart-title { font-size: var(--fs-sm); font-weight: 700; color: var(--text-2); }
.bar-row { display: grid; grid-template-columns: minmax(90px, 30%) minmax(0, 1fr) auto; align-items: center; gap: 10px; font-size: var(--fs-sm); }
.bar-name { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; font-weight: 600; color: var(--text-2); }
.bar-track { height: 10px; border-radius: 10px; background: var(--surface-3); overflow: hidden; }
.bar-fill { display: block; height: 100%; width: 0; border-radius: inherit; background: linear-gradient(90deg, var(--accent), var(--accent-3)); transition: width .6s var(--ease); }
.bar-row.is-best .bar-fill { background: linear-gradient(90deg, var(--success), var(--accent-3)); }
.bar-row.is-best .bar-name { color: var(--text); }
.bar-val { font-weight: 800; white-space: nowrap; min-width: 84px; text-align: right; }
.calc-note { font-size: var(--fs-xs); color: var(--muted); line-height: 1.5; }

/* ---------------------------------------------------------------- Comparison matrix */
.matrix-controls { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; margin-bottom: 16px; }
.matrix-controls-label { font-size: var(--fs-sm); color: var(--muted); font-weight: 600; margin-right: 4px; }
.mtoggle {
    display: inline-flex; align-items: center; gap: 8px; height: 38px; padding: 0 12px 0 6px; border-radius: 12px;
    font-size: .8125rem; font-weight: 650; color: var(--text-2); background: var(--surface); border: 1px solid var(--border);
    transition: border-color var(--dur), opacity var(--dur), background-color var(--dur);
}
.mtoggle .bank-svg { width: 26px; height: 26px; border-radius: 8px; }
.mtoggle[aria-pressed="false"] { opacity: .5; }
.mtoggle[aria-pressed="true"] { border-color: rgb(var(--accent-rgb) / .45); background: rgb(var(--accent-rgb) / .07); color: var(--text); }
.matrix-wrap { padding: 0; overflow: hidden; }
.matrix-scroll { overflow-x: auto; overscroll-behavior-x: contain; -webkit-overflow-scrolling: touch; }
.matrix { width: 100%; min-width: calc(190px + var(--cols, 5) * 168px); table-layout: fixed; font-size: var(--fs-sm); }
.matrix th, .matrix td { padding: 14px 16px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--border); }
.matrix thead th { vertical-align: bottom; background: var(--surface-solid); position: sticky; top: 0; }
.matrix th:first-child, .matrix td:first-child { position: sticky; left: 0; z-index: 2; width: 190px; background: var(--surface-solid); box-shadow: 1px 0 0 var(--border); }
.matrix tbody th { font-weight: 650; color: var(--muted); font-size: var(--fs-xs); text-transform: uppercase; letter-spacing: .06em; }
.matrix tbody tr:hover td { background: rgb(var(--accent-rgb) / .035); }
.matrix-prod { display: grid; gap: 8px; }
.matrix-prod .bank-svg { width: 40px; height: 40px; border-radius: 12px; }
.matrix-prod-name { font-weight: 800; font-size: .9375rem; color: var(--text); line-height: 1.25; }
.matrix-prod-bank { font-size: var(--fs-xs); color: var(--muted); font-weight: 500; }
.matrix td { color: var(--text-2); font-weight: 550; }
.matrix td.is-best { color: var(--text); }
[hidden] { display: none !important; }
.cell-text { display: block; }
.best-flag { width: max-content; display: inline-flex; align-items: center; gap: 4px; margin-top: 6px; padding: 2px 8px; border-radius: 999px; font-size: .6875rem; font-weight: 800; color: var(--success); background: rgb(var(--success-rgb) / .12); white-space: nowrap; }
.matrix .col-hidden { display: none; }
.matrix-score { font-weight: 850; font-size: 1.125rem; color: var(--text); }
@media (max-width: 639px) {
    .matrix { min-width: calc(118px + var(--cols, 5) * 150px); }
    .matrix th:first-child, .matrix td:first-child { width: 118px; }
    .matrix th, .matrix td { padding: 12px; }
    .matrix tbody th { font-size: .625rem; letter-spacing: .04em; }
}
.matrix-foot { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px; padding: 14px 18px; font-size: var(--fs-xs); color: var(--muted); border-top: 1px solid var(--border); }
.scroll-hint { display: inline-flex; align-items: center; gap: 6px; }
@media (min-width: 1240px) { .scroll-hint { display: none; } }

/* ---------------------------------------------------------------- Steps / methodology */
.steps { display: grid; gap: 16px; grid-template-columns: minmax(0, 1fr); counter-reset: step; }
@media (min-width: 860px) { .steps { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.step { padding: 24px; }
.step-num { display: inline-grid; place-items: center; width: 44px; height: 44px; border-radius: 14px; font-weight: 850; font-size: 1.125rem; color: var(--on-accent); background: linear-gradient(135deg, var(--accent), var(--accent-2)); box-shadow: 0 10px 24px -12px rgb(var(--accent-rgb) / .9); }
.step h3 { margin-top: 18px; font-size: 1.125rem; }
.step p { margin-top: 8px; color: var(--text-2); font-size: .9375rem; }

.method { display: grid; gap: 20px; }
@media (min-width: 1024px) { .method { grid-template-columns: minmax(0, 1.05fr) minmax(0, .95fr); gap: 24px; align-items: start; } }
.method-panel { padding: clamp(20px, 3vw, 32px); }
.crit { display: grid; gap: 8px; }
.crit + .crit { margin-top: 18px; }
.crit-head { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; font-weight: 700; font-size: .9375rem; }
.crit-weight { font-weight: 850; color: var(--accent); white-space: nowrap; }
.crit-bar { height: 8px; }
.crit-desc { font-size: var(--fs-sm); color: var(--muted); }
.callout {
    display: grid; grid-template-columns: 40px minmax(0, 1fr); gap: 14px; padding: 18px; border-radius: 16px;
    background: rgb(var(--success-rgb) / .07); border: 1px solid rgb(var(--success-rgb) / .25);
}
.callout-icon { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: rgb(var(--success-rgb) / .14); color: var(--success); }
.callout strong { display: block; margin-bottom: 4px; }
.callout p { font-size: var(--fs-sm); color: var(--text-2); }
.callout.warn { background: rgb(var(--warning-rgb) / .07); border-color: rgb(var(--warning-rgb) / .28); }
.callout.warn .callout-icon { background: rgb(var(--warning-rgb) / .14); color: var(--warning); }
.callout.info { background: rgb(var(--accent-rgb) / .06); border-color: rgb(var(--accent-rgb) / .25); }
.callout.info .callout-icon { background: rgb(var(--accent-rgb) / .14); color: var(--accent); }
.method-list { list-style: none; display: grid; gap: 14px; margin-top: 20px; }
.method-list li { display: grid; grid-template-columns: 24px minmax(0, 1fr); gap: 12px; font-size: .9375rem; color: var(--text-2); }
.method-list .icon { color: var(--success); width: 20px; height: 20px; margin-top: 2px; }
.editorial-card { display: flex; align-items: center; gap: 14px; margin-top: 22px; padding: 16px; border-radius: 16px; background: var(--surface-2); border: 1px solid var(--border); }
.editorial-avatar { width: 48px; height: 48px; border-radius: 14px; display: grid; place-items: center; flex: none; background: linear-gradient(135deg, var(--accent), var(--accent-2)); color: #fff; }
.editorial-card strong { display: block; font-size: .9375rem; }
.editorial-card span { font-size: var(--fs-sm); color: var(--muted); }
.link-arrow { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; color: var(--accent); }
.link-arrow .icon { width: 16px; height: 16px; transition: transform var(--dur) var(--ease); }
.link-arrow:hover .icon { transform: translateX(3px); }
.links-row { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 22px; }

/* ---------------------------------------------------------------- Partners */
.partners { padding: clamp(24px, 4vw, 48px); overflow: hidden; }
.partners::before {
    content: ""; position: absolute; inset: auto -10% -60% auto; width: 520px; height: 520px; border-radius: 50%; z-index: -1;
    background: radial-gradient(circle, rgb(var(--accent-2-rgb) / .22), transparent 65%);
}
.partners-grid { display: grid; gap: 14px; grid-template-columns: minmax(0, 1fr); margin-top: 28px; }
@media (min-width: 640px) { .partners-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1120px) { .partners-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.feature { padding: 18px; border-radius: 16px; background: var(--surface-2); border: 1px solid var(--border); min-width: 0; }
.feature-icon { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: rgb(var(--accent-rgb) / .12); color: var(--accent); }
.feature h3 { margin-top: 14px; font-size: 1rem; }
.feature p { margin-top: 6px; font-size: var(--fs-sm); color: var(--text-2); }
.partners-cta { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 16px; margin-top: 24px; padding: 18px; border-radius: 16px; border: 1px dashed var(--border-strong); }
.partners-cta p { font-size: var(--fs-sm); color: var(--text-2); max-width: 35rem; }
.partners-cta-actions { display: flex; flex-wrap: wrap; gap: 10px; }

/* ---------------------------------------------------------------- FAQ */
.faq-list { display: grid; gap: 10px; }
.faq-item { border-radius: var(--radius); background: var(--surface); border: 1px solid var(--border); transition: border-color var(--dur), background-color var(--dur); }
.faq-item.is-open { border-color: rgb(var(--accent-rgb) / .35); background: var(--surface-2); }
.faq-q { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 18px 20px; text-align: left; font-weight: 700; font-size: 1rem; line-height: 1.4; color: var(--text); }
.faq-chevron { width: 32px; height: 32px; flex: none; border-radius: 10px; display: grid; place-items: center; background: var(--surface-2); color: var(--text-2); transition: transform .35s var(--ease-spring), background-color var(--dur), color var(--dur); }
.faq-chevron .icon { width: 16px; height: 16px; }
.faq-item.is-open .faq-chevron { transform: rotate(180deg); background: var(--accent); color: #fff; }
.faq-a { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .35s var(--ease); }
.faq-item.is-open .faq-a, .no-js .faq-a { grid-template-rows: 1fr; }
.faq-a > div { overflow: hidden; }
.faq-a p { padding: 0 20px 18px; color: var(--text-2); font-size: .9375rem; }
.faq-a a { color: var(--accent); font-weight: 650; }

/* ---------------------------------------------------------------- Risk / disclaimer band */
.risk { display: grid; gap: 14px; padding: 22px; border-radius: var(--radius-lg); background: var(--surface); border: 1px solid var(--border); font-size: var(--fs-sm); color: var(--muted); }
.risk strong { color: var(--text-2); }

/* ---------------------------------------------------------------- Modal (bottom sheet on mobile) */
.modal { position: fixed; inset: 0; z-index: 100; display: grid; grid-template-columns: minmax(0, 1fr); align-items: end; justify-items: center; visibility: hidden; pointer-events: none; }
.modal.is-open { visibility: visible; pointer-events: auto; }
.modal-overlay { position: absolute; inset: 0; background: rgba(3, 6, 12, .62); -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px); opacity: 0; transition: opacity .3s var(--ease); }
.modal.is-open .modal-overlay { opacity: 1; }
.modal-panel {
    position: relative; width: 100%; max-width: 100%; min-width: 0; max-height: 92vh; display: flex; flex-direction: column;
    background: var(--surface-solid); border: 1px solid var(--border-strong); border-bottom: 0;
    border-radius: 24px 24px 0 0; box-shadow: var(--shadow-lg);
    transform: translateY(100%); transition: transform .42s var(--ease);
    padding-bottom: env(safe-area-inset-bottom);
}
.modal.is-open .modal-panel { transform: none; }
@media (min-width: 720px) {
    .modal { align-items: center; padding: 24px; }
    .modal-panel { max-width: 47.5rem; max-height: min(88vh, 860px); border-radius: 26px; border-bottom: 1px solid var(--border-strong); transform: translateY(24px) scale(.97); opacity: 0; transition: transform .35s var(--ease), opacity .25s; }
    .modal.is-open .modal-panel { transform: none; opacity: 1; }
}
.modal-grabber { width: 44px; height: 5px; border-radius: 5px; background: var(--border-strong); margin: 10px auto 0; flex: none; }
@media (min-width: 720px) { .modal-grabber { display: none; } }
.modal-head { display: grid; grid-template-columns: 56px minmax(0, 1fr) auto; gap: 14px; align-items: center; padding: 18px 20px 16px; border-bottom: 1px solid var(--border); flex: none; }
.modal-logo .bank-svg { width: 56px; height: 56px; border-radius: 16px; }
.modal-title { font-size: clamp(1.125rem, 1rem + .6vw, 1.375rem); letter-spacing: -.02em; }
.modal-sub { font-size: var(--fs-xs); color: var(--muted); margin-top: 4px; line-height: 1.45; }
.modal-close { align-self: start; }
.tabs { display: flex; gap: 4px; padding: 10px 20px 0; border-bottom: 1px solid var(--border); overflow-x: auto; scrollbar-width: none; flex: none; }
.tabs::-webkit-scrollbar { display: none; }
.tab { position: relative; padding: 10px 12px 12px; font-size: .875rem; font-weight: 700; color: var(--muted); white-space: nowrap; transition: color var(--dur); }
.tab:hover { color: var(--text); }
@media (max-width: 479px) { .tabs { padding-inline: 12px; gap: 0; } .tab { padding-inline: 8px; font-size: .8125rem; } }
.tab[aria-selected="true"] { color: var(--text); }
.tab[aria-selected="true"]::after { content: ""; position: absolute; left: 10px; right: 10px; bottom: -1px; height: 2px; border-radius: 2px; background: linear-gradient(90deg, var(--accent), var(--accent-2)); }
.modal-body { padding: 20px; overflow-y: auto; overscroll-behavior: contain; flex: 1 1 auto; }
.tab-panel[hidden] { display: none; }
.kv { display: grid; border: 1px solid var(--border); border-radius: 14px; overflow: hidden; }
.kv > div { display: grid; grid-template-columns: minmax(110px, 36%) minmax(0, 1fr); gap: 14px; padding: 12px 14px; font-size: var(--fs-sm); }
.kv > div:nth-child(odd) { background: var(--surface); }
.kv dt { color: var(--muted); }
.kv dd { font-weight: 600; color: var(--text); }
.pc-grid { display: grid; gap: 12px; }
@media (min-width: 560px) { .pc-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.pc-box { padding: 16px; border-radius: 14px; border: 1px solid var(--border); background: var(--surface); }
.pc-box h4 { display: flex; align-items: center; gap: 8px; font-size: .875rem; margin-bottom: 12px; }
.pc-box.pros h4 { color: var(--success); }
.pc-box.cons h4 { color: var(--warning); }
.pc-box ul { list-style: none; display: grid; gap: 10px; }
.pc-box li { position: relative; padding-left: 18px; font-size: var(--fs-sm); color: var(--text-2); line-height: 1.5; }
.pc-box li::before { content: ""; position: absolute; left: 0; top: .55em; width: 7px; height: 7px; border-radius: 50%; background: currentColor; opacity: .5; }
.pc-box.pros li::before { background: var(--success); opacity: 1; }
.pc-box.cons li::before { background: var(--warning); opacity: 1; }
.modal-verdict { margin-top: 14px; padding: 14px 16px; border-radius: 14px; background: rgb(var(--accent-rgb) / .07); border: 1px solid rgb(var(--accent-rgb) / .2); font-size: var(--fs-sm); color: var(--text-2); }
.modal-verdict b { color: var(--text); }
.breakdown { display: grid; gap: 14px; }
.breakdown-total { display: flex; align-items: center; gap: 14px; padding: 16px; border-radius: 14px; background: var(--surface-2); border: 1px solid var(--border); margin-bottom: 4px; }
.breakdown-total strong { font-size: 2rem; font-weight: 850; letter-spacing: -.03em; line-height: 1; }
.breakdown-total span { font-size: var(--fs-sm); color: var(--muted); }
.bd-row { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 6px 12px; align-items: baseline; font-size: var(--fs-sm); }
.bd-row .crit-bar { grid-column: 1 / -1; }
.bd-row b { white-space: nowrap; }
.bd-row small { color: var(--muted); font-weight: 600; }
.modal-foot { padding: 16px 20px 20px; border-top: 1px solid var(--border); display: grid; gap: 10px; flex: none; }
.modal-secure { display: flex; align-items: flex-start; gap: 10px; font-size: var(--fs-xs); color: var(--muted); line-height: 1.5; }
.modal-secure .icon { width: 16px; height: 16px; color: var(--success); margin-top: 1px; }
.promo-note { margin-top: 14px; font-size: var(--fs-xs); color: var(--muted); line-height: 1.55; }

/* ---------------------------------------------------------------- Legal / content pages */
.page-hero { padding-block: clamp(36px, 5vw, 64px) clamp(24px, 3vw, 36px); border-bottom: 1px solid var(--border); position: relative; overflow: hidden; }
.breadcrumb { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; font-size: var(--fs-sm); color: var(--muted); }
.breadcrumb a:hover { color: var(--accent); }
.breadcrumb .icon { width: 14px; height: 14px; }
.page-title { margin-top: 16px; font-size: clamp(1.875rem, 1.2rem + 2.6vw, 3.25rem); letter-spacing: -.03em; }
.page-lead { margin-top: 14px; font-size: var(--fs-md); color: var(--text-2); max-width: 47.5rem; }
.page-meta { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 20px; }
.doc { display: grid; gap: 32px; padding-block: clamp(32px, 4vw, 56px) clamp(56px, 7vw, 96px); }
@media (min-width: 1024px) { .doc { grid-template-columns: 16.25rem minmax(0, 1fr); gap: 3.5rem; align-items: start; } }
.toc { position: relative; }
@media (min-width: 1024px) { .toc { position: sticky; top: calc(var(--header-h) + 24px); } }
.toc details { border-radius: 16px; background: var(--surface); border: 1px solid var(--border); }
.toc summary { list-style: none; cursor: pointer; display: flex; align-items: center; justify-content: space-between; padding: 14px 16px; font-weight: 750; font-size: .875rem; }
.toc summary::-webkit-details-marker { display: none; }
.toc summary .icon { width: 16px; height: 16px; transition: transform var(--dur); }
.toc details[open] summary .icon { transform: rotate(180deg); }
.toc ol { list-style: none; display: grid; gap: 2px; padding: 0 8px 12px; counter-reset: toc; }
.toc a { display: block; padding: 7px 10px; border-radius: 9px; font-size: var(--fs-sm); color: var(--text-2); line-height: 1.4; transition: background-color var(--dur), color var(--dur); }
.toc a:hover { background: var(--surface-2); color: var(--text); }
.toc a.is-active { color: var(--accent); background: rgb(var(--accent-rgb) / .08); font-weight: 650; }
.prose { min-width: 0; max-width: 48.75rem; font-size: 1.0313rem; color: var(--text-2); line-height: 1.75; }
.prose > * + * { margin-top: 1em; }
.prose h2 { margin-top: 2.2em; font-size: clamp(1.3rem, 1.1rem + .7vw, 1.6rem); color: var(--text); scroll-margin-top: calc(var(--header-h) + 20px); }
.prose h2:first-child { margin-top: 0; }
.prose h3 { margin-top: 1.6em; font-size: 1.125rem; color: var(--text); }
.prose ul, .prose ol { padding-left: 1.3em; display: grid; gap: .45em; }
.prose li::marker { color: var(--accent); }
.prose a { color: var(--accent); font-weight: 600; text-decoration: underline; text-decoration-color: rgb(var(--accent-rgb) / .35); text-underline-offset: 3px; }
.prose a:hover { text-decoration-color: var(--accent); }
.prose strong { color: var(--text); }
.prose .callout { margin-block: 1.4em; }
.prose table { width: 100%; font-size: var(--fs-sm); }
.table-scroll { overflow-x: auto; border: 1px solid var(--border); border-radius: 14px; }
.table-scroll table th, .table-scroll table td { padding: 12px 14px; border-bottom: 1px solid var(--border); text-align: left; vertical-align: top; }
.table-scroll table th { color: var(--text); font-weight: 750; background: var(--surface); white-space: nowrap; }
.table-scroll table tr:last-child td { border-bottom: 0; }
.formula { padding: 20px; border-radius: 16px; background: var(--surface); border: 1px solid var(--border); font-size: .9375rem; }
.formula-title { font-weight: 800; color: var(--text); margin-bottom: 12px; }
.formula-row { display: flex; justify-content: space-between; gap: 12px; padding: 8px 0; border-top: 1px dashed var(--border); }
.formula-row b { color: var(--accent); white-space: nowrap; }
.cta-bar { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 2em !important; }
.contact-grid { display: grid; gap: 14px; grid-template-columns: minmax(0, 1fr); }
@media (min-width: 640px) { .contact-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.contact-card { padding: 22px; display: flex; flex-direction: column; gap: 10px; }
.contact-card h3 { font-size: 1.0625rem; color: var(--text); margin-top: 4px; }
.contact-card p { font-size: var(--fs-sm); color: var(--text-2); flex: 1; line-height: 1.6; }
.contact-link { display: inline-flex; align-items: center; gap: 8px; font-weight: 750; color: var(--accent); word-break: break-all; }
.contact-link .icon { width: 16px; height: 16px; }
.requisites { display: grid; border: 1px solid var(--border); border-radius: 16px; overflow: hidden; font-size: var(--fs-sm); }
.requisites > div { display: grid; grid-template-columns: minmax(120px, 34%) minmax(0, 1fr); gap: 14px; padding: 12px 16px; }
.requisites > div:nth-child(odd) { background: var(--surface); }
.requisites dt { color: var(--muted); }
.requisites dd { color: var(--text); font-weight: 600; }

.score-table td.num, .score-table th.num { text-align: right; white-space: nowrap; }

/* ---------------------------------------------------------------- Footer */
.site-footer { margin-top: clamp(24px, 4vw, 48px); border-top: 1px solid var(--border); background: var(--bg-2); padding-top: clamp(40px, 5vw, 64px); }
.footer-grid { display: grid; gap: 32px; grid-template-columns: minmax(0, 1fr); }
@media (min-width: 640px) { .footer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1024px) { .footer-grid { grid-template-columns: minmax(0, 1.4fr) repeat(3, minmax(0, 1fr)); gap: 40px; } }
.footer-tagline { margin-top: 16px; font-size: var(--fs-sm); color: var(--muted); max-width: 22.5rem; line-height: 1.6; }
.footer-badges { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 18px; }
.footer-col h3 { font-size: var(--fs-xs); font-weight: 800; text-transform: uppercase; letter-spacing: .1em; color: var(--muted); margin-bottom: 14px; }
.footer-col ul { list-style: none; display: grid; gap: 10px; }
.footer-col a { font-size: .9375rem; color: var(--text-2); transition: color var(--dur); }
.footer-col a:hover { color: var(--accent); }
.footer-legal { margin-top: clamp(32px, 4vw, 48px); padding-block: 24px 32px; border-top: 1px solid var(--border); display: grid; gap: 12px; font-size: var(--fs-xs); line-height: 1.65; color: var(--muted); }
.footer-legal strong { color: var(--text-2); }
.footer-legal a { color: var(--text-2); text-decoration: underline; text-underline-offset: 2px; }
.footer-bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px; padding-top: 12px; border-top: 1px solid var(--border); }

/* ---------------------------------------------------------------- 404 / maintenance */
.center-screen { min-height: calc(100vh - var(--header-h) - 34px); display: grid; place-items: center; padding: 48px var(--gutter); text-align: center; }
.center-screen .code { font-size: clamp(4.5rem, 3rem + 8vw, 9rem); font-weight: 900; letter-spacing: -.05em; line-height: 1; }
.center-screen p { margin: 16px auto 0; color: var(--text-2); max-width: 32.5rem; }
.center-screen .cta-bar { justify-content: center; }
.maintenance-body .center-screen { min-height: 100vh; }
.center-screen .brand-mark { width: 64px; height: 64px; margin: 0 auto 8px; }

/* ---------------------------------------------------------------- Reveal animation (progressive) */
.js .reveal { opacity: 0; transform: translateY(18px); transition: opacity .7s var(--ease), transform .7s var(--ease); }
.js .reveal.is-visible { opacity: 1; transform: none; }

/* ---------------------------------------------------------------- Large screens (2K / 4K) */
@media (min-width: 1920px) { :root { --container: 1360px; } }
@media (min-width: 2560px) { html { font-size: 118.75%; } :root { --container: 1520px; } }
@media (min-width: 3400px) { html { font-size: 150%; } :root { --container: 1880px; } }

/* ---------------------------------------------------------------- Cookie consent banner (152-FZ) */
.cookie-banner {
    position: fixed; bottom: 18px; left: 16px; right: 16px; z-index: 85;
    max-width: var(--container); margin: 0 auto;
    background: var(--card); border: 1px solid var(--border-strong);
    border-radius: var(--rad-lg); box-shadow: var(--shadow-xl);
    -webkit-backdrop-filter: saturate(180%) blur(16px);
    backdrop-filter: saturate(180%) blur(16px);
    transform: translateY(120%); opacity: 0;
    transition: transform .4s var(--ease), opacity .4s var(--ease);
    pointer-events: none;
}
.cookie-banner.is-visible { transform: translateY(0); opacity: 1; pointer-events: auto; }
.cookie-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 14px 20px; }
.cookie-text { font-size: var(--fs-xs); color: var(--text-2); line-height: 1.5; }
.cookie-link { color: var(--accent); font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.cookie-link:hover { color: var(--accent-hover); }
.bank-chip { cursor: pointer; transition: transform .2s var(--ease), border-color .2s var(--ease), box-shadow .2s var(--ease); }
.bank-chip:hover { transform: translateY(-2px); border-color: var(--border-strong); box-shadow: var(--shadow-sm); }
.offer-card.is-target { outline: 2px solid var(--accent); outline-offset: 4px; box-shadow: 0 0 24px var(--accent-glow); }

/* ---------------------------------------------------------------- Small phones */
@media (max-width: 380px) {
    .offer-card, .pick { padding: 18px; }
    .oc-params > div { grid-template-columns: minmax(0, 1fr); gap: 2px; }
    .kv > div, .requisites > div { grid-template-columns: minmax(0, 1fr); gap: 2px; }
    .bar-row { grid-template-columns: minmax(70px, 30%) minmax(0, 1fr) auto; }
    .bar-val { min-width: 0; }
    .brand-word { font-size: 1.125rem; }
}

/* ---------------------------------------------------------------- Motion & print */
@media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
    .js .reveal { opacity: 1; transform: none; }
}
@media print {
    .site-header, .topbar, .drawer, .compare-tray, .modal, .hero-visual, .page-glow { display: none !important; }
    body { background: #fff; color: #000; }
}